MonetaExpenses · Budgets · Vehicle & Utilities
Understand where your money goes every single month
Moneta turns scattered receipts, bills, vehicle costs, and subscriptions into a clear monthly balance on your phone, with complete offline privacy.
Google Play · Android
Moneta
I don't know where my money disappeared by the end of the month.
Income and monthly balance tracking
Compare income and spending directly on the home screen with an instant category breakdown and six-month historical trends.
A monthly balance counter dynamically updates as expense category slices arrange into a neat donut chart. A six-month bar chart smoothly aligns underneath.
Moneta
Recurring subscriptions renew unexpectedly and drain my bank balance without warning.
Automated subscription renewal logging
Schedule your active subscriptions once, and Moneta automatically logs the expense on each exact billing date.
A calendar grid scrolls horizontally to an upcoming billing date. A subscription card triggers a payment node that logs into the monthly ledger.
Moneta
Tracking fuel, mileage, and repair bills across notes and receipts is disorganized.
Dedicated vehicle cost log
Log fuel fill-ups, repairs, and odometer readings to calculate exact fuel consumption and cost per kilometer.
Fuel volume and odometer inputs feed into a consumption gauge that computes cost per kilometer. A breakdown card slides into view.
Moneta
Typing numbers from paper shopping receipts by hand is tedious and slow.
On-device receipt amount scanner
Scan the receipt total directly with your phone camera, review the detected amount on screen, and confirm with one tap.
A viewfinder frame scans across a paper receipt snippet. The total amount highlights in green and populates the expense input field instantly.
Moneta
I juggle separate spreadsheets for loans, utility meter readings, and investments.
Comprehensive household and asset tracker
Track mortgage balances, utility meter readings, stocks, and crypto portfolios with read-only keys in one private offline app.
Three distinct summary cards—loan progress, utility meters, and investment portfolio—stack seamlessly into a consolidated financial dashboard.
Moneta
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Are my bank or crypto credentials stored on your servers?
No. All financial records, receipts, and read-only exchange keys stay strictly on your device. We run no servers and collect zero telemetry.
Can I use AI to analyze my finances?
Yes, optionally. You choose your preferred AI provider, model, and own API key. AI is completely optional and disabled until you grant consent.
How does receipt scanning work?
Moneta recognizes the total amount on paper receipts directly on your phone, allowing you to review the scanned number before saving.
Moneta: Expense Tracker
Give every expense a place in the bigger picture.
Moneta helps you see where your money goes. Track expenses and income, review spending categories, and check your monthly balance. From a morning coffee to a major payment, turn scattered purchases into a clear view of your finances.
Bring the costs around you into that picture, too. Keep car and household records alongside loans and investments, so everyday spending has context in one expense tracker.
• Find past transactions with search, filters and monthly history.
• Compare income and spending on the home screen, with a category chart and six-month statistics.
• Keep recurring costs in view: subscriptions are recorded as expenses on their billing date.
• Track loan and installment payments, remaining balances and progress.
• Log fuel, repairs and mileage; review fuel consumption and cost per kilometer.
• Record utility bills, meter readings and household purchases.
• Track stocks and a crypto portfolio; connect supported exchanges with read-only keys.
• Scan a receipt amount on your phone and check it before saving.
• Optionally ask AI about your finances using your chosen provider, model and API key.
Records are stored on your device. Optional Google Drive backup is encrypted and requires Google sign-in. After your consent, AI requests send your messages and a financial summary to your chosen provider; the car assistant also sends car details. You can withdraw consent in settings.
Start with one expense. Let your money tell a clearer story.